DO YOU KNOW WHAT TYPE OF PROTECTION YOU SHOULD HAVE IN PLACE?
We have an independent quotation system to source the most competitive and comprehensive policy to suit your needs. We continue to strongly advocate that all of our clients should have adequate life / critical illness cover in place to cover the mortgage.
There are many forms of protection including:
A decreasing life insurance product that helps repay your mortgage in the event of death during the plan term. Options can include mortgage premium protection and critical illness.
Level Term Assurance
Term Assurance pays out a guaranteed cash sum in the event of death of the life covered during the plan term. It is designed to help you protect your standard of living for your family and dependants. It can be selected with a range of options including premium protection and critical illness.
Critical Illness Cover
A cash sum payable on diagnosis of a specified illness during the plan term. Critical illness can be chosen as an additional option on a Level Term assurance or Mortgage Protection plan, or as a stand alone policy.
Income Protection is designed to provide a regular income if you are unable to work through illness or accidental injury leading to a loss of earnings.